Are you finding yourself lately, in a sticky situation created by a third party debt collector, for the debts you never knew existed?  Are these third party debt collectors trying to get you to pay for the same debt all over again? Are they trying to call you even if you have requested them to stop and desist? Are they demanding a payment that far exceeds what you afford to pay? Are these debt collectors talking about your debts and your personal information with employers, neighbors, or relatives?  If the answer is yes to all these queries, you are not alone and you could use some help from this site to put a halt to the mayhem created in your life by these notorious debt collectors.

Had it occurred to you that like any thing that had life should cease to exist some time or the other? If it had, you would be checking the statute of limitations in your state to for a debt. Perhaps the debts had long been dead but are resuscitated back into your life by these third party debt collectors! If you know your rights against the third party debt collectors, it would help you get over the angst you do not deserve to undergo. Besides, the Fair Debt Collection Practices Act or the FDCPA makes you aware of your rights against the debt collector harassment.

The Fair Debt Collection Practices Act or the FDCPA is created to help you against the illegal tactics of the third party debt collectors or the debtors themselves, even if you owe them the debt.